M-Pesa has partnered with global money transfer company Ria to increase its reach in 20 more countries. Under the partnership, M-Pesa customers who receive money through Ria can withdraw money directly from M-Pesa, or save it in their M-Pesa account. M-Pesa customers will also be able to send money internationally through Ria from their phones. They will be advised of transaction charges and exchange rate prior to sending.